Phantom Assets Property Group

Phantom Assets Property Group

Property Finance & Development Excellence

What We Do

We work with sellers, lenders and JV partners to arrange finance, structure property acquisitions, and handle all things to do with property.

Our PartnersOur Partner

30 years combined experience in property finance and development5 years of property development expertise

Howard Bowes and Ben Lowrey Ben Lowrey
  • Howard Bowes

    Founder & Managing Director, Harvey Bowes Financial Services Ltd

    Nearly 30 years in property finance

    • Property broker for 27 years, specialising in development, refurbishment, and investment funding for large-scale real estate projects.
    • Founder of South Wales Property Meet and Property Investor Awards Wales.
    • Secures planning permissions and executes investment properties, including commercial-to-residential conversions.
    • Extensive experience with creative strategies including option purchase, lease option, deferred payment purchase, and joint venture agreements.
  • Ben Lowrey

    Founder & Managing Director, Phantom Assets Ltd

    5 years in property development

    • Manages property development initiatives since 2021.
    • Partner in 11-house development project in Carmarthen, South Wales, construction commenced March 2022.
    • Success with creative strategies including option purchase, lease option, deferred payment purchase, and joint venture agreements.
    • Based in South Wales with regional market expertise in residential housing solutions.

Portfolio Overview

Bank statements can be provided for scrutiny upon request

Total AssetsValueRent IncomeMonthly MortgageNet Cashflow
Property 1 (3 bed Terraced)£165,000£900£694£206
Property 2 (2 X 2 Bed Flats + 1 Shop)£220,000£2,350£913£1,437
Total£385,000£3,250£1,607£1,643
We are looking to replace 2 private loans with lower interest rates
Total Private LoansInterest Rate %Monthly Payment
£20,00010%£167
£65,00012%£650
Total£817

Coming Soon

Upcoming projects and joint ventures will be listed here. Follow our progress on social media.

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Projects & Joint Ventures

New opportunities will be announced soon. Stay tuned for exciting property development projects and investment ventures.